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# Compare our loans

## Focus on the future with a personal loan

Loans

Get your loan rate before you apply, without it affecting your credit score. Subject to application, financial circumstances and borrowing history.

## Try our loans calculator

Loans Calculator

## Find a loan to suit your needs

When it comes to putting your plans into action, it’s personal. And with a personalised loan potentially just a few clicks away, getting things moving could be simpler than you think.

Subject to application, financial circumstances and borrowing history.

## Personal price quote – with no credit footprint

## Apply in Online Banking or the Barclays app – most people apply in less than 10 minutes(1)

## Get quick access to your money if we approve your loan(2)

## Representative example

most accepted customers get

Representative APR (variable)

### 6.3% APR

on loans of

### £7,500 – £15,000

over

### 2-5 years

(Your rate may differ(3))

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

## Explore your loan options

Whether you’d like a loan to consolidate debts or buy something special, we’ve got lending options to suit you. Subject to application, financial circumstances and borrowing history.

### Need a new car?

Having the money in your pocket could help you get a better deal.

Get a car loan

### How to consolidate your debt

Consolidating could help you take control of your money – you’ll have all your debts in one place, with one fixed monthly payment.

Consolidate your debt

### Home improvement loan

Get more from your home – whether it’s a brand new bathroom or sprucing up your lounge.

Improve your home

### Holiday loans

A holiday loan is when you take out a personal loan to cover the cost of your next break, so you don’t have to worry about paying for your trip all at once.

Pay for your holiday

### Wedding loans

A wedding loan means you can pay your wedding costs in one go, giving you peace of mind that everything’s covered for your special day. Then you’ll pay us back monthly, over a set period of time.

Pay for your perfect day

### Making energy-efficiency improvements to your home?

Take out a personal loan for energy-efficiency home improvements and you could get up to £250 cashback. Terms and conditions apply.

6.3% APR Representative on loans of £7,500 - £15,000 over 2-5 years, (your rate may differ*)

Greener Home Loan

All loans are subject to your financial circumstances and borrowing history at the time you apply.

*The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term.

## Borrowing to suit you

### Barclaycard

Choose the card that could be right for you – you could find a card to meet your needs.

Subject to application, financial circumstances and borrowing history

Explore our cards

### Top-up loan

Need to borrow a little more? You might be able to top up or get an extra loan. You’ll need to have had your loan with us for at least three months.

All loans are subject to your financial circumstances and borrowing history at the time you apply.

Top up your borrowing

### Other ways to borrow

There might be other ways to borrow that are better for you than a loan, depending on your needs.

Borrowing options

## Looking for some help?

Whether you’re wondering if you can get a loan or how to get out of debt, our guides are here to help.

### What is a credit rating?

Find out what a credit rating is, why it’s so important, and how you can improve yours – so you could be more likely to get credit in the future.

About credit ratings

### Worried about money?

Get practical support to help you tackle your money problems and change the way you spend.

Manage your money

### Barclays Money Mentors

Borrowing to pay for those little extras.

Home improvements, buying a car or splashing out on something special? Barclays Money Mentors can guide you through the best options for you.

Explore Money Mentors

### What’s an APR?

We explain what APR means, and clear up the difference between representative and personal APR.

APR explained

## Get help or contact us

Choose the best option to suit your needs. Or explore other ways to get help .

### Send us a message

Check to see if you’re eligible to apply for a loan in Online Banking or your app now.

Please note that we might not have all the information we need to show you a provisional loan limit.

### Call us

If you have any questions, you can speak to a lending specialist on 0345 734 5345

We're here Monday to Saturday from 8am to 9pm, and bank holidays from 8am to 6pm. Call charges .(4)

### Visit us in person

We’re on hand if you’d like to discuss your options in person. You can find your nearest branch and opening times here.

Find your Barclays Local

## Download the Barclays app

The quickest way to open a new bank account is using our app. Scan the QR code using the camera on your mobile device to download the Barclays app.

If you’re using your mobile device now, download it from your app store below.

## Open a Barclays Bank Account

Scan the QR code using your phone camera to get started

Scan the QR code with your phone or tablet, or tap the App Store or Google Play buttons below to download the app and begin your application. T&Cs and eligibility apply. 18+ and UK only.

Download the app on the App Store
Download the app on Google Play

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## Important information

1. You need to be registered for Online Banking or the Barclays app. It usually takes less than 10 minutes to apply, but if you’re not registered it will take longer.

   You might not be able to apply for a Barclayloan, or see your personalised price quote or provisional loan limit online or in your app, because certain restrictions apply. If this happens to you, please contact us to discuss your options.(Return to reference)

2. If you apply online and your application is approved, you’ll need to print or download your agreement. If you apply in the Barclays app and it’s approved, you’ll need to have it emailed to you. As long as you do one of these and sign your agreement online between 5am and 11pm, you’ll usually get your money straight away (within a few minutes). If you don’t bank with one of the main UK high street banks, sometimes it can take up to a couple of hours. If you sign after 11pm, you’ll usually get your money before 9am the next day.(Return to reference)

3. The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term.

   All loans are subject to your financial circumstances and borrowing history at the time you apply. Eligibility and conditions apply. You must be a UK resident to apply.(Return to reference)

4. Not all customers can apply for a Barclayloan or view their personalised price quote or provisional loan limit online or in the Barclays app. Certain restrictions apply. Contact us to discuss your options.(Return to reference)