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# Compare savings accounts

SAVINGS

Whatever your plans, saving your money can help bring them to life.

## Discover the best savings accounts for you

### Savings accounts

Ideal for your short to medium-term goals and any unexpected expenses.

### Cash ISAs

Make the most of this tax year’s ISA allowance of up to £20,000. You won’t pay tax on any interest you earn.

Explore cash ISAs

### Fixed-rate savings bonds

Grow your savings with a fixed interest rate for a fixed period of time.

Explore bonds

## Compare savings account interest rates

Explore our range of accounts to find the ones that suit you.

Some of our savings accounts are for Barclays Blue Rewards members, Premier customers and Wealth clients only.

Compare what matters most to you and your savings goals.
BLUE AND PREMIER CUSTOMERS

Unlimited withdrawals

### Rainy Day Saver

AER/gross p.a. (variable)

3.96% / 3.89%

on the first £5,000

0.70% / 0.70%

on amounts over £5,000

Explore account
BLUE AND PREMIER CUSTOMERS

Unlimited withdrawals

### Blue Rewards Saver

AER/gross p.a. (variable)

2.51% / 2.48%

in months with no withdrawals

0.60%

in months with withdrawals

Explore account
FOR EVERYONE

Unlimited withdrawals

### Reward Saver

AER/gross p.a. (variable)

1.85% / 1.83%

in months with no withdrawals

0.60%

in months with withdrawals

Explore account
FOR EVERYONE

Unlimited withdrawals

### Everyday Saver

AER/gross p.a. (variable)

1.00% / 1.00%

on your whole balance

Explore account
FOR EVERYONE

Unlimited withdrawals

### Instant Cash ISA

AER/tax-free p.a. (variable)

1.00% / 1.00%

on your whole balance

Explore account
FOR EVERYONE

Unlimited withdrawals

### Reward ISA

AER/tax-free p.a. (variable)

2.75% / 2.72%

in months with no withdrawals

0.85%

in months with withdrawals

Explore account
FOR EVERYONE

Limited withdrawals

### Single Access 1-Year Flexible Cash ISA

AER/tax-free p.a. (fixed)

4.36% for one year

on your whole balance

Explore account
FOR EVERYONE

Limited withdrawals

### Single Access 2-Year Flexible Cash ISA

AER/tax-free p.a. (fixed)

4.36% for 2 years

on £1 to £1 million

Explore account
PREMIER CUSTOMERS

Limited withdrawals

### Premier Triple Access 1-Year Flexible Cash ISA

AER/tax-free p.a. (fixed)

4.51% for one year

on your whole balance

Explore account
PREMIER CUSTOMERS

Limited withdrawals

### Premier Triple Access 2-Year Flexible Cash ISA

AER/tax-free p.a. (fixed)

4.51% for 2 years

on your whole balance

Explore account
PREMIER CUSTOMERS

Limited withdrawals

### Premier Triple Access 3-Year Flexible Cash ISA

AER/tax-free p.a. (fixed)

4.00% for 3 years

on your whole balance

Explore account
FOR EVERYONE

No withdrawals

### 1-Year Fixed-Rate Bond

AER/gross p.a. (fixed)

3.70% for one year

on £500 or more

Explore account
FOR EVERYONE

Limited withdrawals

### Single Access 2-Year Flexible Bond

AER/gross p.a. (fixed)

3.70% for 2 years

on £1 to £1 million

Explore account
PREMIER CUSTOMERS

Limited withdrawals

### Premier Triple Access 1-Year Flexible Bond

AER/gross p.a. (fixed)

3.80% for one year

on £1 to £1 million

Explore account
PREMIER CUSTOMERS

Limited withdrawals

### Premier Triple Access 2-Year Flexible Bond

AER/gross p.a. (fixed)

3.80% for 2 years

on £1 to £1 million

Explore account
PREMIER CUSTOMERS

Limited withdrawals

### Premier Triple Access 3-Year Flexible Bond

AER/gross p.a. (fixed)

3.80% for 3 years

on £1 to £1 million

Explore account
FOR EVERYONE

Unlimited withdrawals

### Barclays Children's Savings

AER/gross p.a. (variable)

2.27% / 2.25%

on balances up to £10,000

0.85% / 0.85%

on balances over £10,000

Explore account

## Savings FAQs

You can open and manage most of our savings accounts in the Barclays app(1) or Online Banking(2). Alternatively, you can do this in a branch or over the phone.

For savings accounts, the interest rate tells you how much interest we’ll pay you for saving with us – it’s shown as a percentage of your account balance. The higher the interest rate, the more interest you’ll earn by leaving money in the account.

Barclays Blue Rewards can help you get more from your banking, with exclusive savings accounts, monthly cash rewards and more. A £5 monthly fee, eligilbilty criteria, terms and conditions apply.

With Premier Banking , you can enjoy exclusive benefits and rewards, and get support from our Premier Financial Guides whenever you need it. Eligibility criteria, terms and conditions apply.

Wealth Management offers a personal and proactive approach to managing your wealth. We take the time to get to know you, understand your ambitions and create unique solutions for every stage of your life. Terms and conditions apply.

## Saving terms explained

### AER

AER stands for ‘Annual Equivalent Rate’ and shows what the interest rate would be if interest was paid and compounded once each year. ‘Compounded’ refers to interest being added on to previously earned interest. AER can help you compare interest rates on different accounts, regardless of how often interest is added to the account.

### Gross p.a.

Gross p.a. (per annum) means gross interest per year. It shows the rate payable without tax taken off.

Unlike the AER, the gross rate doesn’t assume that interest is paid and compounded only once a year, so for accounts that pay interest more often (for example, monthly), the gross rate will be lower than the AER.

### Tax-free

Tax-free, or tax-efficient, refers to interest on cash savings or capital gains and other income from investments that is exempt from UK income tax. Typically, interest earned on ISAs isn’t taxed and interest earned on other accounts is. Terms, conditions and ISA rules apply.

### ISA

ISA stands for ‘Individual Savings Account’ and is a tax-efficient savings or investment account.

Explore our ISAs
Bonds

### Bonds

Bonds give you a fixed interest rate for a set period of time, which is also known as the ‘term’.

Explore our bonds

## Saving and investing

Both saving and investing can help you plan for the future. Our guide can help you find what suits you.

Read our guide

## We’re here to help

Whatever your situation, we can help you find a way forward. You can find money management support on our website or go to MoneyHelper for free, impartial advice that’s backed by the government.

Money management

## Make money work for you

### Savings goals

Helping you set, save towards and reach your savings goals.

Explore savings goals

### Money Mentors

Helping you learn new ways to save, budget and make plans.

Explore Money Mentors

### Investment options

Grow your money for the future, starting from as little as £50. Capital at risk.

Explore investments

## Open a Barclays Bank Account

Scan the QR code using your phone camera to get started

Scan the QR code with your phone or tablet, or tap the App Store or Google Play buttons below to download the app and begin your application. T&Cs and eligibility apply. 18+ and UK only.

Download the app on the App Store
Download the app on Google Play

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## Important information

1. You need to be 18 or over to access this product or service using the app. Terms and conditions apply.(Return to reference)

2. To register for Online Banking, you’ll need to be 16 or over, live in the UK and have a Barclays current or savings account with a bank card. (Return to reference)