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# Credit cards

Choice is the key to finding the right credit card

Follow the steps below to apply online, or visit the home of Barclaycard to see what we offer.

## Check to see if you’re eligible

Before you apply, find out how likely you are to be accepted for a Barclaycard with our free, easy-to-use tool. Just so you know – your credit rating won’t be affected, and you’re not obliged to apply for a card afterwards.

Eligibility checker

### Rewards credit cards

Get rewarded for your everyday spending. Collect rewards to use on Amazon, travel rewards with Avios, or cashback with the Barclaycard Rewards card.

80.1% APR Representative (variable)
Subject to application, financial circumstances and borrowing history. T&Cs apply.

### Purchase offer credit cards

Our purchase cards let you make purchases without paying any interest on the balance for a certain period. This means you can buy today, and spread the cost over time.

28.9% APR Representative (variable)
Subject to application, financial circumstances and borrowing history. T&Cs apply.

### Credit building credit cards

If you’re looking to improve your credit score or start building one from scratch, our cards could help.

33.9% APR Representative (variable)
Subject to application, financial circumstances and borrowing history. T&Cs apply.

### Balance transfer credit cards

If you’re paying interest on credit or store cards, you could consolidate what you owe with one of our balance transfer cards.

## Compare our credit cards

Whether you’re new to credit, want to manage your money better or you’re looking for rewards, we’ve got a range of cards that could help.

Filters

Filter (Total available 9)

Balance transfer cards
Credit building cards
Purchase cards
Rewards cards

## The Amazon Barclaycard

- Get a £20 Amazon Gift Card if we approve you for the Amazon Barclaycard1. Plus get an extra £10 Amazon Gift Card after you activate your card in the Barclays or Barclaycard app2
- Get 1% back in rewards when you shop on Amazon3 and 0.5% back everywhere else4. Amazon Prime members get 2% back in rewards during eligible Amazon key shopping events, like Prime Day5
- Earn £5 in rewards then transfer a £5 Amazon Gift Card to your linked Amazon.co.uk account – or let them keep growing
- Get 0% interest on all purchases for the first 6 months from the date you open your account6
- This is an app-first account. You’ll need the Barclays or Barclaycard app to activate, use and manage your account2.

Amazon Barclaycard Rewards Rules

[PDF, 148KB] apply to the features of this card.

Unfortunately, Apple Pay is unavailable for the Amazon Barclaycard. You can still make contactless payments, and if you have an Android device you can also use your Amazon Barclaycard with Google Pay.

### Representative example

Representative 28.9% APR (variable)

Purchase rate p.a. 28.9% (variable)

Based on credit limit of £1,200

Monthly fee £0

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

See card details

## Barclaycard Avios Plus

- If you’re new to Barclaycard, you'll collect 25,000 Avios if you spend £3,000 in your first three months. T&Cs apply.
- Collect 1.5 Avios for every £1 you spend on eligible purchases7, for a £20 monthly fee
- Spend £10,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios. T&Cs apply
- Airport lounge membership – access to over 1,000 airport lounges worldwide at a discounted rate of £20.50 per lounge pass, per person
- Spend everywhere that accepts Mastercard and keep collecting Avios.

### Representative example

Representative 80.1% APR (variable)

Purchase rate p.a. 29.9% (variable)

Based on credit limit of £1,200

Monthly fee £20

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

See card details

## Barclaycard Avios

- If you’re new to Barclaycard, you’ll collect 5,000 Avios if you spend £1,000 in your first three months. T&Cs apply.
- Collect 1 Avios for every £1 you spend on eligible purchases7, with no monthly fee
- Spend £20,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios. T&Cs apply
- Spend everywhere that accepts Mastercard and keep collecting Avios

### Representative example

Representative 29.9% APR (variable)

Purchase rate p.a. 29.9% (variable)

Based on credit limit of £1,200

Monthly fee £0

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

See card details

## Barclaycard Rewards card

- 0.25% cashback on eligible purchases
- No fees abroad – you’ll be able to withdraw cash from a cash machine, buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate

### Representative example

Representative 28.9% APR (variable)

Purchase rate p.a. 28.9% (variable)

Based on credit limit of £1,200

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

See card details

## Barclaycard Forward

- Get 12 months Apple TV subscription on us. New customers only. Offer ends 10:00 on 28 May 2026. T&Cs apply.
- A personalised credit limit between £50-£1,200
- Price promise – 3% interest rate reduction if you make all your payments on time for the first year. Keep it going in the second year and you’ll get another 2% reduction
- 0% interest on balance transfers for 6 months and 6 months for purchases. From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
- 2.9% balance transfer fee. On each balance transfer made. Terms and conditions apply

### Representative example

Representative 33.9% APR (variable)

Purchase rate p.a. 33.9% (variable)

Based on credit limit of £1,200

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.

See card details

## Barclaycard up to 24 month balance transfer and up to 21 month purchase Platinum card (a transfer fee applies)

- Get 12 months Apple TV subscription on us. New customers only. Offer ends 10:00 on 28 May 2026. T&Cs apply.
- 0% interest on balance transfers for up to 24 months, which starts on the date you open your account (a 3.45% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
- 0% interest on purchases, for up to 21 months after you open your account

### Representative example

Representative 24.9% APR (variable)

Purchase rate p.a. 24.9% (variable)

Based on credit limit of £1,200

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.

See card details

## Barclaycard up to 24 month purchase and up to 21 month balance transfer Platinum card (a transfer fee applies)

- Get 12 months Apple TV subscription on us. New customers only. Offer ends 10:00 on 28 May 2026. T&Cs apply.
- 0% interest on purchases, for up to 24 months after you open your account
- 0% interest on balance transfers for up to 21 months, which starts on the date you open your account (a 3.45% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer

### Representative example

Representative 24.9% APR (variable)

Purchase rate p.a. 24.9% (variable)

Based on credit limit of £1,200

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.

See card details

## Barclaycard Platinum up to 36 month balance transfer card (a transfer fee applies)

- Get 12 months Apple TV subscription on us. New customers only. Offer ends 10:00 on 28 May 2026. T&Cs apply.
- 0% interest on balance transfers for up to 36 months, which starts on the date you open your account (a 3.15% transfer fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
- 0% interest on purchases for 3 months. From the date you open your account.

### Representative example

Representative 24.9% APR (variable)

Purchase rate p.a. 24.9% (variable)

Based on credit limit of £1,200

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.

See card details

## Barclaycard Platinum up to 14 month balance transfer card (no transfer fee applies)

- 0% interest on balance transfers for up to 14 months, which starts on the date you open your account (no transfer fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
- 0% transfer fee on each balance transfer made. Terms and conditions apply
- 0% interest on purchases for up to 3 months from the date you open your account

### Representative example

Representative 24.9% APR (variable)

Purchase rate p.a. 24.9% (variable)

Based on credit limit of £1,200

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.

See card details

### More value with the Barclays app

If you already have the Barclays app, you can also use it to manage your Barclaycard account. Or download it free from your usual app store to enjoy these benefits.

A safe and easy way to log in
Use facial recognition, your fingerprint or a passcode, depending on which one your device supports.

Manage all your accounts in our app
If you have a current account with us, you can manage it alongside your Barclaycard account.

Shop online safely
You can authorise payments for online purchases in a few steps.

Unfortunately, Apple Pay is unavailable for the Amazon Barclaycard. You can still use your card with contactless, or on Google Pay if you have an Android device.

You must have a Barclays or Barclaycard account, have a mobile number and be aged 16 or over to use the Barclays app. Terms and conditions apply.

## Jargon buster

### APR

The Annual Percentage Rate (APR) is a rate that shows you how much you’ll pay back in interest over a year. The APR figure includes any annual fee you have to pay for taking out the card.

### Balance transfer

You could transfer some or all of the money you owe other lenders onto one credit card – this could be easier to manage and help save on interest.

### Credit rating

It’s a score of how eligible you might be to borrow money – it’s calculated based on the information in your credit report, such as how well you’ve made repayments in the past.

Credit card dictionary

## Important information

1. You'll qualify for the £20 Amazon Gift Card if we approve you for the Amazon Barclaycard. To qualify for the additional £10 Amazon Gift Card, you need to activate your card in the Barclays or Barclaycard app. Any Gift Cards you qualify for will be added to the Amazon account you applied from. This offer is available for new customers only.Return to reference

2. You need to be 18 or over to access this product or service using the app. T&Cs apply.Return to reference

3. You’ll earn the 'shop on Amazon' rewards rate for purchases made at selected Amazon-supported channels and entities: Amazon Retail, Amazon Marketplace, Amazon Fresh, Amazon Music, Whole Foods, Audible, Kindle, Twitch, Amazon Prime Video, Amazon Luna, Amazon Blink, AWS Training UK, Amazon Bulk Liquidations, and Amazon Trade In UK.Return to reference

4. 0.5% changes to 0.25% 12 months from the date you open your card account. Amazon Barclaycard Rewards Rules

   [PDF, 148KB]Return to reference

5. Get 2% back in rewards when you shop on Amazon and at selected Amazon-supported channels and entities. Eligible key shopping events will be selected and displayed specifically for the Amazon Barclaycard at Amazon's discretion. The increased rewards rate will not apply to all Amazon shopping events.Return to reference

6. The introductory 0% purchase offer is only available to new customers and we reserve the right to withdraw the offer at any time.Return to reference

7. You’ll collect Avios on new purchases, but not on balance transfers, money transfers and transactions that make up your cash balance. These include cash withdrawals, wire transfers and buying currency. You won’t collect Avios for any transactions that are later returned or refunded. You also need to keep to the terms and conditions of your account and stay within your credit limit. You can find out more about collecting and spending Avios, including which purchases are eligible.Return to reference